Bravata Financial Group

Life Insurance

Term Life Insurance

Term life insurance is the most basic kind of life insurance. It provides affordable protection for a pre-defined period of time, so it is often used to serve temporary protection needs.

It usually provides affordable protection, often with a guaranteed premium, for some period of time. If the insured should die while the policy is in force, the face amount is paid to the named beneficiary.

At the end of the premium guarantee period, the insured can typically renew the coverage at a higher premium. The premium for term life insurance is initially lower than a comparable permanent insurance policy; however, it can increase at each renewal. This initial lower premium usually makes term insurance an ideal choice for individuals with a temporary need for life insurance protection.

  • We offer timelines of 5, 10, 15, 25, & 30 years

Permanent Life Insurance

Bravata Financial Group offers permanent life insurance solutions when long-term coverage is required.

We provide a number of different types of permanent life insurance products which can be tailored to fit one's specific needs. 

Currently, our Permanent Life Insurance Solutions include:

  • Whole Life
  • Universal Life
  • Adjustable Whole Life

Survivorship Insurance

Survivorship life insurance is a permanent type insurance policy that provides protection for two people, and subsequently provides continuing  life insurance after the first member dies.

Bravata Financial Group provides a variety of different Survivorship policies including:

  • Survivorship Whole Life Insurance Products

  • Survivorship Universal Life Insurance






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